Terms & Conditions

1. These terms and the operator

These Terms & Conditions govern your access to and use of Board of Advisors (the "Service"), operated by Caesar Sengupta ("we", "us", or "our"). By accepting these terms when signing in or otherwise using the Service after being given notice of them, you agree to them. If you do not agree, do not use the Service. You must be at least 18 and have capacity to enter into a binding agreement. If acting for an organisation, you must have authority to bind it.

Our Privacy Policy explains personal-data handling. Nothing in these terms substitutes for consent required by data-protection law or reduces rights that cannot lawfully be waived.

2. AI simulations, not professional advice

The Service creates discussions using artificial intelligence. Human-inspired personas are simulations based on public material, not the actual individuals. They do not represent those individuals’ current views, endorsement, participation or private beliefs. Names, descriptions and artistic portraits identify a simulation and do not imply affiliation. Direct model advisors are AI systems, not people.

All outputs are for general information, reflection and idea exploration only. They are not legal, financial, investment, tax, medical, psychological, accounting or other professional advice. No professional-client, fiduciary or advisory relationship is created. The Service is not an emergency service or a substitute for a qualified professional who understands your circumstances.

AI can invent facts, sources, quotations and calculations, omit important information, reproduce bias, or give inconsistent or outdated answers. Responses can sound confident when wrong. Fact-checking, challenge rounds, multiple models, summaries and saved memory do not guarantee accuracy or independent verification. Agreement among advisors is not proof that a claim is true.

You are responsible for independently checking outputs and obtaining suitable professional advice before acting. Do not use the Service as the sole basis for consequential decisions about health, safety, money, legal rights, employment, or other people. You decide whether and how to use any output and bear the risks of those decisions, subject to rights and liabilities that applicable law does not allow us to exclude.

3. Your account and acceptable use

Keep your account secure and notify us of suspected unauthorised access. You are responsible for activity you authorise and for providing accurate account information. Do not share credentials or evade access restrictions.

You must not use the Service to break the law; violate privacy or intellectual-property rights; harass, defraud or impersonate others; facilitate violence or exploitation; distribute malware; interfere with infrastructure; bypass usage or security controls; extract secrets or other users’ data; or automate abusive requests. Only submit material you are entitled to process and share with the service providers described in the Privacy Policy. Do not submit confidential or sensitive information unless you have the necessary authority and the service is appropriate for that information.

4. Your content, outputs and our materials

You retain any rights you have in content you submit. You grant us a non-exclusive licence to host, copy, process, transmit and display that content to the extent needed to provide the Service, including generating responses, creating requested summaries and enabled memory, supporting your account, protecting the Service, and complying with law. This is not a general licence to sell your private conversations or publish them for other users.

To the extent we have transferable rights in generated outputs, you may use those outputs for lawful purposes. We do not guarantee that outputs are unique, copyrightable, free of third-party rights, or suitable for publication or commercial use. Similar outputs may be produced for others. You remain responsible for checking any rights needed for your use.

We and our licensors retain rights in the Service’s software, design, branding and other materials, excluding your content and rights belonging to third parties. These terms grant you a limited, non-exclusive, revocable right to use the Service as made available, subject to these terms. They do not transfer ownership of the Service or third-party names, likenesses, trademarks or works.

5. Third-party services and availability

The Service depends on hosting, authentication, AI and other external providers. Their services, models, policies and availability can change. We do not control third-party websites or guarantee third-party performance or content. Their applicable terms and privacy notices may also affect your use.

We may impose reasonable usage limits, change features or models, interrupt service for maintenance, or discontinue features. We do not promise uninterrupted access, a particular response time, permanent storage, completion of every generation, or that a particular advisor or model will remain available. Keep your own copies of material you need. Any paid offering must disclose its charges and applicable payment terms before you purchase; these terms do not themselves authorise a charge.

6. No warranties

To the fullest extent permitted by applicable law, the Service and all outputs are provided "as is" and "as available", without express or implied warranties, representations, conditions or guarantees, including as to accuracy, completeness, reliability, quality, availability, security, non-infringement, merchantability or fitness for a particular purpose. We do not warrant that errors will be corrected or that the Service or outputs will meet your requirements. Nothing here excludes a warranty or condition that cannot lawfully be excluded.

7. Exclusion and limitation of liability

To the fullest extent permitted by applicable law, we accept no liability for any loss, damage, cost or expense arising out of or relating to your access to, inability to access, use of, or reliance on the Service or any output. This exclusion applies whether a claim arises in contract, tort (including negligence), misrepresentation, breach of statutory duty or otherwise, and includes errors, omissions, hallucinated details, reliance on advice, third-party failures, interruptions and loss of data, whether or not the possibility was foreseeable or brought to our attention.

To that same lawful extent, we exclude liability for indirect, incidental, special, exemplary or consequential loss, and for loss of profit, revenue, business, opportunity, goodwill, anticipated savings or data, however characterised.

If liability cannot lawfully be excluded but can lawfully be limited, our total aggregate liability arising out of or relating to the Service will be limited to the greater of S$100 and the amount you paid us for the Service in the 12 months immediately before the event giving rise to the claim, to the extent that limit is legally enforceable.

These exclusions and limits do not apply to death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability or statutory right that cannot lawfully be excluded or limited. Where Singapore’s Unfair Contract Terms Act 1977 or another applicable law requires a term to be reasonable, the term operates only to the extent it satisfies that requirement. Your acceptance of these terms does not make an otherwise unlawful exclusion enforceable.

8. Third-party claims caused by misuse

To the extent permitted by law, you will indemnify us for reasonable losses and costs arising from a third party’s claim caused by your unlawful use of the Service, your infringement of that third party’s rights, or your material breach of these terms. This does not require you to indemnify us for our own negligence, breach of contract or unlawful conduct, or for liabilities that applicable law prevents us from transferring to you. We will notify you of a relevant claim and reasonably cooperate in its handling; no settlement may impose an admission or obligation on you without your agreement.

9. Suspension, termination and changes

We may restrict or suspend access where reasonably necessary to address unlawful conduct, a material breach, security risks, abuse or legal obligations. Where practicable and appropriate, we will explain the action and provide a way to contact us. You may stop using the Service at any time and request account deletion through the privacy contact. Data handling after termination is described in the Privacy Policy.

We may revise these terms and will identify the revised date. Material changes will be brought to your attention with appropriate notice and any acceptance required by law. Changes will not retrospectively remove accrued rights. Provisions intended to survive termination, including intellectual-property, lawful liability limits and dispute provisions, continue to apply.

10. Singapore law and jurisdiction

These terms and any dispute or claim arising out of or relating to them or the Service, including non-contractual disputes, are governed by the laws of Singapore. Subject to mandatory applicable law, the courts of Singapore have exclusive jurisdiction.

This choice does not deprive you of mandatory consumer or other protections, or a right to bring proceedings elsewhere, where applicable law prevents that protection or right from being waived. Please contact us first if a dispute arises so we can try to resolve it; this does not prevent urgent relief or exercise of a statutory right.

11. General provisions and contact

If a provision is invalid or unenforceable, it will be limited to the lawful extent or severed, and the remaining provisions continue in effect. A delay in exercising a right is not a waiver. These terms and any expressly agreed additional service terms constitute the agreement about the Service, without excluding liability for fraud or rights that cannot be excluded. Except as required by law or expressly stated, a non-party has no right to enforce these terms under Singapore’s Contracts (Rights of Third Parties) Act 2001.

For questions about these terms, contact the operator using the details below.